Our relationships are built around a planning process that brings your investments, taxes, retirement and estate plans together, and then keeps them current as your life changes. As a fee-only registered investment adviser, we are compensated only by our clients, and we have a fiduciary duty to act in your best interest when providing advice.

We generally work with individuals and families who have $2 million or more to invest, including business owners and current and retired professional athletes.

1) Introductory conversation We learn what prompted you to reach out, what matters most to you, and what you're looking for in an adviser. We'll explain how we work and how we're paid. Then we decide together whether it makes sense to continue. There's no cost or obligation.

2) Discovery We take a deeper look at your full picture: investments, income, tax situation, business interests, estate documents, insurance and family goals. With your permission, we may also speak with your CPA, attorney or agent.

3) Your plan We present recommendations for the areas most important to you. These may include investment strategy, retirement income, tax planning, estate planning coordination, risk management, charitable giving, or planning around a business or a career in professional sports. We walk through the trade-offs so you can make informed decisions.

4) Implementation We help put the plan into action. That includes opening and transferring accounts, building your portfolio, and coordinating with your other advisers on the pieces they handle.

5) Ongoing advice Your plan is reviewed regularly and updated as your goals, family, business or tax situation changes. We stay in contact between meetings and are available when questions come up.

Our fees

We are a fee-only firm. We do not receive commissions or payments from investment or insurance companies. Our investment management fee is based on assets under management and declines as assets grow:

Our minimum relationship size is generally $2 million, and it may be waived in certain circumstances. Fund and custodial expenses are separate from our advisory fee. 

Annual Fee Schedule

Blended Equities & Bonds

Fixed Income Only